What is ALTA Title Survey?

Posted on by January 4, 2018

ALTA stands for American Land Title Association. ALTA Title Survey is actually similar to boundary or lot survey of a certain piece of land. However, an ALTA Title Survey has further requirements for the land surveyor as he executes the survey.
Most states have widely varying standards for surveying. Thus, ALTA Title Survey follows a national standard for lot surveying aimed to generate consistency retnrdless of the location of the survey. It is usually done on multi-family residential or commercial sites and when the owner and lender are from different state jurisdiction. But more often than not, it is prepared for commercial properties because it provides the information needed in order to insure the title to the land. Commercial developments may also require improvements to a high level that is also obtained through this survey.

ALTA Title Surveys are very complex and are commonly more costly than surveys following state standards because it takes more time and effort

Costs for such surveys could go up to 50% – 200% more than a similar boundary survey. It is also important to note that the more restrictive standard is followed in the survey if and when the state standard is more restrictive on a certain aspect than the ALTA standard. An ALTA Title Survey must show all data including boundary lines, main building location and all its improvements, location of ancillary buildings, rights-of-way, and easements or access rights by services such as water, telephone, tns, railway and other utilities. A helpful tip in outlining the scope of services of the land surveyor is to thoroughly go over the elements of “Table A – Optional Survey Responsibilities and Specifications”.
Before an ALTA Title Survey can be completed, there must be a current title commitment. This is where the land surveyor will refer for the legal description of the property and all legal encumbrances or exceptions. The areas of ownership, encumbrances, and improvements will be presented graphically including encroachments, if there is any.

All the affected parties; the buyer, seller, lender, and title insurance company must be indicated in the ALTA Title Survey certificate. The land surveyor and the title insurance company must closely work together in order to illustrate comprehensively all matters affecting the ownership of the land and improvements.

Requirements for an ALTA/ACSM Land Title Survey as detailed by the American Land Title Association, National Society of Professional Surveyors and the American Congress on Surveying and Mapping is certainly met through an ALTA Title Survey.

 

If we can help you with an ALTA Title Survey in the future, please don’t hesitate to contact us at Chattanooga Land Surveying Land Surveying at 423-702-6505 or fill out our contact form by clicking the link.

 

 

The Basics of Land Surveying

Posted on by January 4, 2018
The Basics of Land Surveying

The Basics of Land Surveying

What is Land Surveying?

Land Surveying dates back to ancient history. Surveying is used for multiple projects.  A survey is done to establish a specific location of a parcel of land along with its exact acreage.  It is used to ascertain boundaries for defining an area of ownership and tax liability.  It is also used to identify a piece of property by a written legal description or to provide a review of the accuracy of an existing description. Data from land surveying is of the utmost importance with retnrd to buying and selling land, and is also used to insure a clean and marketable title.

Other types of Land Surveying

There are many different kinds of surveys that can be performed. Boundary surveying is typically done for undeveloped land. This type of land surveying measures the actual physical extent of the property in question. Most surveys progress through the basic procedures retnrdless of the type being done. Any pertinent deeds, contracts, maps or other documents that contain a description of the property’s boundaries are located, studied and interpreted. A determination is made of what the actual property description is deemed to be, along with the locations of any physical evidence of the boundaries. This can be in the form of both natural and man-made monuments or markers that exist in the field. The property is then measured to establish the boundaries, not only using the appropriate existing monuments but with the creation and referencing of new markers where necessary. Measurements are accomplished using a total station and other land surveying tools. A total station measures both vertical and horizontal angles, as used in triangulation networks. After these steps are accomplished, the property description and plat are prepared.

Results of land surveying

Interpreting the results of a land survey is not as difficult as it may first seem. For instance, a property plat will usually contain a directional orientation which is typically indicated with an arrow pointing north. It will contain the bearing and distance of each boundary line, the property lines of other properties shown on the plat, and the names of adjacent property owners listed in the areas of their property. Corner monuments, along with the names of any natural monuments (such as “Smith’s Creek”, for example) or a brief description of any unnamed natural monuments (such as the “30-inch pine tree”) are on the plat. There is also a title block containing the property’s location and name of owner, the surveyor’s name, the date the survey was performed, the scale of the plat and any other relevant data.

If you need the services of a surveyor for your land surveying needs, ALWAYS be sure that you’re hiring an experienced, certified, and highly competent professional surveyor. You can find out if the surveyor is licensed by visiting the Board of Licensure’s website.

“Only Transact with a licensed land surveyor for your land surveying needs”

Licensed Land Surveyor: Using GPS to Track You – Is It Real?

Posted on by January 23, 2019

A licensed land surveyor trusts his GPS system like  his gun in a battlefield. Though it sometimes do not provide all the info that you may need, it is nonetheless very helpful in producing an accurate boundary survey.

Many have heard of “Big Brother” being able to track our movements. One of my favorite TV shows is “Person of Interest” where a secret machine keeps track of all conversations and people’s “criminal intent” in order to help the heroes stop the crimes before they happen.

While I’m SURE that there are tracking capabilities in most cell phones and different government agencies CAN track our locations, we might be a ways away them being able to determine criminal intent.  But there IS a recent application in England that I found very interesting.

Nestle (yes, the chocolate company) is placing GPS Trackers in six KIT KAT bars in their aptly named “We’ll Find You” marketing campaign in the UK. When the person opens the package it notifies KIT KAT and the prize delivery team will find them within 24 hours and present them with a check for £10,000 (about $16,000.) See the article here.

Just about all new type cell phones, all smart phones, iPads and other tablets, lots of cars (more than you think), public transportation vehicles, golf carts, and watches have GPS devices in them now days. Another place they are, and rightly so, are in ankle monitors used by law enforcement. But, what you might not realize is that the electronic devices mentioned above can work just like the ankle monitor. Now, while it is true that you can disable the GPS tracking device in your cell phone or tablet, that doesn’t give all of us complete comfort in walking around with these devices on us.

Now, I’m not trying to be a conspiracy wonk here, but it is POSSIBLE that this could be taken advantage of by well-meaning agencies. And, as we know, law enforcement can make mistakes in identifying the correct suspect.  Of course, as a licensed land surveyor myself, I WANT emergency services to be able to find me if and when I need their service, so this is a double edged sword. Most of us probably have nothing to worry about in this retnrd, but if you worry about this sort of thing, it could keep you up at night.

Licensed Land Surveyor: Using GPS to Track You – Is It Real?

Licensed Land Surveyor: Using GPS to Track You – Is It Real?

Even as a licensed land surveyor, having used GPS technology in land surveying for almost 20 years, I still trust them more than I should.

One example is when I was in an unfamiliar town my GPS navitntion device told me to take a “road” to the right. I slowed down and attempted to turn but it was a power line.  Not wanting to believe that Gizell was wrong (yes I named her), I went to the next street and turned and tried to find the “road” further back. I ended up driving down the sandy power line, which turned into a bike lane until I was finally stopped by a tnte. As I backed down the bike lane looking for a turn-around spot I thought, “maybe this wasn’t a road and maybe my GPS device is fallible.” Of course, I soon justified Gizell by recalling that a human had to “digitize” the roads in and she just did what they programmed her to do.

If you need to turn off your GPS tracking device in order to sleep tonight, call your device’s customer service line and stay away from KIT KAT bars. If you would like to find out how GPS surveying technology can help you in surveying your property boundary, call a Licensed Land Surveyor at Chattanooga Surveying at 423-702-6505.

Explanation of a Topo Surveyor

Posted on by January 4, 2018

Topo Surveying and Topo Surveyor

Topo Surveying and Topo Surveyor

Topo Surveying and Topo Surveyor

A Topographic Surveyor also known as a Topo Surveyor collects the survey data to locate man-made and natural marks and its elevations on a particular portion of land. It normally comprises any man-made underground marks such as utility lines. It will also illustrate ground level installations such as utility poles, buildings, walls, and many other significant installations.

The utilization of standard topographic surveying procedures are commonly employed to provide accurate measured plan of terrain. It is also used during the mapping and graphing phases of projects to blueprint the locations and layout of the installations, road, buildings, and many other engineering and architectural projects in the construction industry.

Why Hire a Topo Surveyor?

The purpose of getting a Topo Surveyor to do topographic survey is to obtain an accurate trace and documentation of the present state of a parcel of land that will be constructed on; either a building, a wall, or any other construction activity. The design engineers make use of the topo survey as they plan the design and then the proposal of the final surface.

It is important to have this plan as this allows the Engineer compute, analyze, and estimate the amount of earth work that might be required. The Engineer will also be able to balance the amount of earth work to minimize the dirt to be taken off and on the construction site. The architect also makes use of the topo survey the same way as the Engineer does.

Additionally, the architect may plot the surface in 3D to picture out the finished look with the improvements he might add. This plot may be presented to the construction owner, building owner, or the land owner before the actual construction takes place. An accurate topo survey is of big help to ensure the installations and improvements fits in on the site within its boundaries.

Common Methods that a Topo Surveyor use

The two common methods of doing a topographic survey are Aerial Topo Survey and Conventional Topo Survey. How the topographic survey done would vary on the method the Topo Surveyor use. It is important that a topo surveyor know how to carry out both in any circumstances. So if you will need one, make sure he is professional and experienced both methods.

An Aerial Topographic Survey is done on the airspace. It is taken either in a helicopter or in an airplane at a defined distance above the ground level. Aerial photos of the ground surface are then taken and examined by the topo surveyor. This will allow him to envisage the ground surface through the structure of a stereo pair. By looking at the two overlapping aerial photos, the vantage points are determined.

A Conventional Topographic Survey is done when there is a need to get the accurate contour interval and spot elevations. The Aerial Topographic Survey is limited in the precise vertical and horizontal point location of the ground surface. These are just simplified elaboration of the two methods of topographic survey to provide you an overview. Read and research to learn in depth about them or ask a topo surveyor.

If you need a Topo Survey, Please call Chattanooga Land Surveying today at 423-702-6505  or fill out a contact form request for more information concerning your land surveying needs.

What Is A Land Surveyor?

Posted on by March 1, 2019
Land Surveyor Chattanooga Land Surveying

Women Land Surveyors | Chattanooga Land Surveying

A Land Surveyor is essential whenever you plan on building a house, buying or selling a property, or dividing your property among your children. Many land surveyor made it down to history. In fact, three of the four faces carved in Mt. Rushmore are land surveyors (Presidents George Washington, Thomas Jefferson and Abraham Lincoln were all three surveyors, Teddy Roosevelt was not.). Others popular names were Daniel Boone, Meriwether Lewis and William Clark (Lewis & Clark), Sir George Everest, Charles Mason & Jeremiah Dixon (of the Mason-Dixon Line fame) and author Henry David Thoreau practiced for a time in Concord, Massachusetts.

What is a Land Surveyor?

A land surveyor is a person with the academic qualifications and technical expertise to measure and plot the lengths and directions of boundary lines and the dimensions of any portion of the earth’s surface (including natural and other structures). That definition is quite a mouthful, but in actuality the field of surveying (geomatics) includes many other facets.

If you plan to purchase a lot, build your dream house, divide your property to your children, or simply want to know the details of a land property, a land surveyor is the best person to help you out. A land surveyor locates the boundary of your property and the location of your home within that boundary to determine if there are any encroachments by your neighbors onto you or vice versa. Common encroachments are fences, driveways, etc.

These days a land surveyor in the United States is regulated and licensed by the various state governments. In Tennessee, the Tennessee Board of Examiners Land Surveyors was established in 1969 to protect the public.  A land surveyor’s duty is “to safeguard life, health, and property, and to promote the public welfare by providing for the licensing and regulation of persons in the practices of engineering and land surveying. This purpose is achieved through the establishment of minimum qualifications for entry into the professions of engineering and land surveying, through the adoption of rules defining and delineating unlawful or unethical conduct, and through swift and effective discipline for those individuals or entities who violate the applicable laws or rules.”

How to become a land surveyor?

As of late, a newly licensed land surveyor is required to finish a four year degree in surveying or a closely related field, a four to eight years of on-the-job training under a licensed practicing surveyor. In addition to that, licensed land surveyors are mandated to attend 15 hours of continuing education annually to ensure that they are kept updated with the new know-hows that would help them on their professional growth.

What does a land surveyor do?

As part of a standard lot or mortgage survey of a property, expect your land surveyor to review tax maps, aerial maps, deeds, subdivision plats, zoning ordinances, subdivision regulations and possibly even flood maps. For a typical lot survey, the subdivision plat is the most important of these because it tells the exact dimensions of your lot and the relative location of your property corners. The surveyor uses this to locate and/or re-establish your property corners.

In the field, a land surveyor will search for your property corners along with some of your neighbors’ corners. If yours can’t be found, they’ll measure the distances and angles between all of the points, locate the improvements on your property, including your house, pool, out-buildings, retaining walls, fences, driveways, sidewalks, and other home improvements. Other improvements like sanitary sewer mains, storm drainage ways, overhead power lines and the like are located because these might indicate an easement across the property. The plat should show these, but may not in all cases.

Once all of the field information is gathered, the crew chief takes the field notes and prepares a preliminary sketch of the work. This is passed along to a draftsperson who prepares the final outline for your use. The draftsperson will check all of the maps mentioned earlier to make sure that all building setback lines and easements are shown on the draft. The surveyed distances and directions are compared to the plat distances and directions as well. Any discrepancies or encroachments are shown on the drawing. Your lawyer may use the draft to determine if any other legal work is needed during the closing. The mortgage company or the bank may also use the survey for their records.

So now, what do you have for your money. You have a drawing which shows your house on your lot. You should have stakes and/or flagging by all of your property corners. Make sure you know where they are located. The actual corner is marked by an iron pin or pipe of some sort. (The type of monument should be shown in your survey drawing.) You might also want to take a look at them at least once a year to make sure they’re still there. (Even animals mark their territory more often than that.)

For more specific information about what type of survey you need, Contact your local land surveyor at Chattanooga Land Surveying at  423-702-6505 or fill out a Contact form request.